Which Bank Should I Open An Account With?

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For our annual Best Banks ranking, the experts at My Millennial Guide analyzed over thousands of data points across more than 120 banks. We did the research so that your hard work can pay off with the best rates at the best banks.

best bank accounts

Discover Alternative Investments

aspirationAspiration ★★★★★

Boost your savings and earn up to 1.00% APY interest on your savings and up to 10% cash back on your purchases. Plus, get a $150 bonus when you spend your first $1,000 with your new Aspiration Plus Card.
robinhoodRobinhood ★★★★★

Make unlimited commission-free trades in stocks, funds, options, and crypto with Robinhood. Create a new account and get up to $225 in reward stocks.
sofiinvestSoFi Invest ★★★★★

Dogecoin is now available on SoFi Invest. SoFi Invest offers a diverse array of investment products for different financial goals and risk tolerances including IPOs, cryptocurrencies, and other assets.
robinhoodFundrise ★★★★★

Fundrise offers crowdsourced real estate investing, most real estate investing platforms are only open to accredited investors, but Fundrise makes it accessible to all investors.

Best Online and High Yield Savings Accounts of 2022

Choose a high-interest savings account from our list of top banks to start saving today.

chime logoChime5.0/50.50%Get $75 when you join and receive your first direct deposit

On Chime's website

Best Online Checking Accounts of 2022

For convenience and flexible money management, you can’t beat a checking account. Our best checking accounts list includes many top banks with no-fee and online banking options.


sofi invest logo

SoFi 5.0/50.25%Get paid up to 2 days early with direct deposit

On SoFi's website

Want an Online Broker For Stock Trading?

Finding the right brokerage account for your financial goals can be challenging. Make that smart money move to boost your financial power and start investing today.

unifimoney logoUnifimoney5.0/5 Investment and money management appNew users can get up to a $5,000 Bitcoin welcome bonus

On Unifimoney's website

Our Pick
Acorns Checking

Bonus: $75

Acorns Checking provides a checking account with no minimum balance or overdraft fees and access to 55,000+ fee-free ATMs. Join today and claim a $75 bonus.

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About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

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