Got 30 Minutes? Here’s How to Make $20 Fast Without Leaving Home

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Looking for simple ways to score a free 20 dollars right now? We'll share how to make 20 dollars fast or make $20 fast in this article.

How does an extra $20 sound to you? What if I told you that you could earn a 20 dollar bill in a matter of minutes over and over again? Would you use it to pay off some debt or stash it in a savings account?

Join the other 44 million other people who reported having a side hustle in 2022 to make extra money. As the gig economy develops, so do gig economy jobs and opportunities to earn money fast or quickly. The only thing you need to know is where to look.

This guide can help you make money through actionable and legit ways to make $20 fast.

How to Make 20 Dollars Fast

There are many options to make extra money online that are quick, simple and don’t require much effort. We all have limited time, life is fickle. For this reason, I have compiled 25 ways to earn money that are actually possible and can net you some money, the easy way.

So how can I learn how to make 20 dollars fast?

We will first start with apps that give you money just for signing up:

  • Mistplay: Earning $20 fast by playing games on your phone sounds like a dream. But this app really pays you for playing new games with cash rewards. Download Mistplay for Free (Android only).
  • Survey Junkie: Make up to $20 per survey in your spare time from home to take online surveys, participating in focus groups and trying new products. Join SurveyJunkie Now
  • Blackout Bingo: This app lets you play bingo for money — make $20 today. It is absolutely free to play Blackout Bingo and earn real-world rewards and cash prizes when you download through this link.

Next, we’ll move on to other ways to earn your $20.00 quickly.

1. Make $20 fast with Survey Junkie

Taking online surveys with Survey Junkie to make extra money is a no-brainer!

You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. It is my #1 favorite (and highest paying) survey site:

survey junkie

Survey JunkieThis is a free survey app for your phone that pays you cash and gift cards to take online surveys, participate in focus groups, and try new products.

And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal).

Join for free through this link and get your free registration bonus.

Survey Junkie pays up to $20 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works. Click here to start making extra cash with Survey Junkie.
ProsCons
There’s absolutely no cost to join. Tip: Never register for a survey site that asks you for cashSometimes you’ll be a few questions in only to find out that you aren’t eligible for a survey, but you still get points
Points can be exchanged for both cash to PayPal and for gift cards Minimum balance of $10 USD needed for Payout
Your information will go toward helping companies improve their products and servicesOnly users from the United States, Canada, and Australia can participate with future plans to expand
Answers that you provide are kept completely anonymous
The potential for high earnings (depends on your demographics)
Registration bonus if you go through this link.
If you’re not eligible for a survey, you’re still given points

Get Started Now >>

2. Make $20 fast with Swagbucks

Swagbucks is another great money making app, to earn some easy cash and gift cards for just pushing a few buttons in your free time. I personally use it and usually make up to $20 per survey while watching TV, and it does add up.

swagbucks

Getting started is easy:

  1. Click here to sign up. Remember, it’s 100% free.
  2. Confirm your email to get the $10 sign up bonus.
  3. Take paid surveys anytime and anywhere via PC, laptop, tablet, cell phone or mobile app earning up to $20 per survey.
  4. Get paid cash via PayPal.
Here’s the good and bad about Swagbucks:
ProsCons
An incredibly wide range of activities to partake inSometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to completeMay take up to a few days to receive your reward
100% free – never join a rewards site that asks for your payment information
Registration bonus if you go through this link.
Great referral program – earn 10% of friends’ earnings
Tip: Enjoy knowing that Swagbucks is one of the highest paying survey sites that actually works. You can also earn FREE Cash (via Paypal) for everyday activities like shopping, watching videos and searching the web. If you’re interested you can get started with a $10 sign up bonus.

Get Started Now >>

3. Invest and make $10 with Acorns

acornsInvesting is a great way to make some extra money.

If you’re not sure where to start, Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.

How Acorns works:
  1. Sign-up here, it takes a few minutes
  2. With the app, you’ll start small and stack up change over time with the Acorns “round-up” feature
  3. Then potentially start earning money on your investments

Sounds like fun? Sign-up for Acorns, collect your $10 and double your money by investing. You can also get a registration bonus through here.

Get Started Now >>

4. Make over $20 with Nielsen

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

I downloaded this app and make around $50-100 passively… it’s a legit app.

You don’t have to do anything other than initially registering your computer or phone.

NIELSEN

Nielsen: This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50. Sign up through here for a registration bonus.

5. Make over $20 with Solitaire Cube

solitaire cube

Want to make $20 fast just for playing Solitaire on your phone? There are really game apps to win real money.

Solitaire Cube is one of the best Skillz games where you can play Solitaire on your phone. It’s available for Android and Apple mobile users.

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.

Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available). That’s what I was interested in most.

If you deposit money you can enter cash tournaments against other players. Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

Get Started Now >>

6. Make $20 fast with GetUpside

getupside cash back for gas

GetUpside is a gas cash back app that gives you 25 cents back on every gas station receipt you submit. It also shows you the best gas station deals and the cheapest gas.

This free cash back app for gas is saving users an average of $124 in a year. There is no minimum for cash outs, but a $1 fee will be made on withdrawals under $15.

How does it work?

To score the best gas prices, grocery prices, and restaurant offers with GetUpside, all you need is your phone and your receipt. There’s no limit on how much you can earn, and you can even use it with other coupons, discounts, and loyalty programs!

  1. Click here to download for free.
  2. Claim your offer for the best gas price, restaurant or grocery offer
  3. Snap a photo of your receipt or receipts

Profit! Earn cash back, and cash out whenever you want via PayPal, gift cards or check. A true way to make 20 dollars fast, if you ever needed one.

Get Started Now >>

7. Make $20 fast with InboxDollars

inboxdollars logo

The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take surveys. 

If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

By spending just 5-20 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $20/month.

More people should be doing this!

inbox dollars

Get Started Now >>

8. Make $20 fast with Blackout Bingo

blackout blitz

Welcome to Blackout Bingo a brand new bingo-style game where you can win real-world rewards and cash prizes. This game boasts over 13K+ positive reviews in the App Store.

Dive fast and use fun boosts to take the Bingo world by storm. Travel the world and play in amazing and exotic places. A recent player left a Blackout Bingo review saying:

“Are you going to make $700 from this game? No, probably not possible! But the two days I’ve been playing this I’ve earned about $34.59! “

It takes concentration, speed, and strategy to become a bingo master. Do you have what it takes?

Get Started Now >>

9. Make $20 fast with Robinhood

Another way to make money or to score extra cash through free stocks. You can claim sign up bonuses from investing apps and sell the stocks and keep the cash!

Robinhood offers free investing for everyone. If you sign up you can get commission-free investing, plus the tools you need to put your money in motion. Sign up and get your first stock for free worth up to $225.

If you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).

The value of the free share may be anywhere between $2.50 and $225 and fluctuates based on market movements. You’ve got nothing to lose.

Get Started Now >>

10. Make $20 fast with 21 Blitz

Looking for easy money? Lots of us already play solitaire games for fun or just to pass the time. Want to see if you can win real money at it?

You can check out an app called 21 Blitz that lets you play for real money. You can get paid up to $82 per win.

There’s no catch, you can choose to play in high stakes tournaments or just for fun. Each game, you’ll play with 5 other players of equal skills.

With raving reviews and over 33.9K positive ratings in the app store, this is a legit gaming app that pays.

Cash tournaments not available in AZ, AR, CT, DE, IN, LA, ME, MT, SC, SD, and TN but you can still win some amazing prizes!

Get Started Now >>

11. Make well over $20 with Fundrise

fundrise

Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?

You don’t have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $10 with Fundrise.

Through their real estate investment products, investors earned an average of 8 – 11 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 200,000+ users, this app really pays you!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

Get Started Now >>

12. Get a $10 gift card with MyPoints

mypoints

MyPoints has been featured on so many publications like The New York Times, TechCrunch, Yahoo! and more (and for good reason).

You can earn money with MyPoints for shopping online, playing addicting games, taking surveys, and reading emails. This company has been around since 1996 and has already paid out $236 million to its 10 million members.

Plus you can get a $10 Amazon or Visa gift card sjust for being a new user. Just spend $20 or more using its shopping portal to redeem the sign up bonus.

Get Started Now >>

13. Make $20 fast by seeing if stores owe you a refund

capital one shopping

Your new secret weapon is called Capital One Shopping — a free tool that can help you get your money back for your online purchases.

The free app will scan your emails for any purchase receipts from dozens of online retailers and assist you in getting refunded if there is a price drop.

Once you create an account, you can shop just like you usually do at more than 25 well-known online retailers. With each purchase, Capital One Shopping keeps track of your receipts and lets you know if you’ve qualified for any retroactive refunds based on price drops, late deliveries and more.

Capital One Shopping has identified over $6.5 million in potential savings for its users to date! It’s as easy as signing up and getting free money for nothing.

Sound too good to be true?  Well, it’s not. You can see our full Capital One Shopping review here.

Get Started Now >>

Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provided.

14. Get money fast with ZippyLoan

zippyloan web

If you actually need money now, then you can opt for online personal loans. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.  You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Get Started Now >>

15. Make $20 fast with Yieldstreet

fundrise alternatives

Investing in real estate can sound scary, but it’s now available to just about anyone through real estate investing apps.

Did you know that wealth professionals recommend allocating 15-20% of your portfolio to alternatives?

Yieldstreet gives you access to investment opportunities in real estate, art, legal finance, and more.

With historical yields of up to 15% and over $100 million in interest paid to date, Yieldstreet takes pride in helping investors reach their ambitions.

Making $50 fast each day in residual income is definitely possible and they can help. Diversify your portfolio and earn passive income with investments starting at $500.

Explore how you could build passive income with Yieldstreet and start investing now.

Get Started Now >>

16. Make $20 Fast Playing Dominoes

Dominoes Gold

Dominoes Gold is a gaming app that lets you win real money for playing dominoes.

You won’t waste your time with this win real money app as it has a 4.7/5 rating out of 6.2K+ reviews in the App Store.

I’ve been playing for the past few weeks and win around I win about 70% of my matches — it’s legitimate.

The only thing you’ll want to do when playing is turn off notifications or disable phone calls so you won’t get interrupted doing a real-time cash game.

Get Started Now >>

17. Make $20 fast with TradeStation

make $50 fast

The first Bitcoin ETF in the U.S. is set to begin trading next week, many analysts have a 100K price target in the coming months for the speculative cryptocurrency.

It is no secret that buying Bitcoin to invest or simply make $50 fast (or more) is a no-brainer.

The best place to buy Bitcoin currently is TradeStation Crypto, which allows you to buy, sell, and earn cryptocurrencies like Bitcoin, Cardano, Dogecoin, and Ethereum.

You can also trade equities, options, and futures with TradeStation.

More people should be using the free app to start investing.

Doesn’t hurt to sign up, feel out the platform, and make a small investment that can pay off big.

Get Started Now >>

18. Make $20 fast with Mistplay

mistplay

Mistplay pays you to play games, no really it does. While earning money playing games sounds like a dream, this app lets you do just that.

How it works:

1. Install a game in your mixlist.
2. Play that game to start earning units.
3. Redeem your units for free gift cards.

That’s it.

To get started you can download the Android app and start playing and earning.

Get Started Now >>

19. Make $20 bucks with Ibotta

The app you should know about is Ibotta. This money making app actually gives you cash back on things you buy every day, even booze!

You heard me right, you can make money for the booze you buy at groceries.

best money making appsIbotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.

They are conveniently offering a $20 sign-up bonus after uploading your first receipt. So act fast.

How it works:
  1. Download the app and start a free account to browse deals in your area.
  2. Got friends? Invite 3 friends and they’ll credit you with $100.00. After that, get $20 for every person you refer.
  3. Get paid and cash out cash via PayPal.

However, you do have to be 21 or older to take advantage of the booze deals.

How to Make $20 Fast with Surveys

I sat down and studied ALL of the best survey apps to find out for myself which ones are legit (and high paying), and which ones are not. If you wanted to compare some more, here is the list of the best money making surveys:

20. Make $20 fast with Branded Surveys

Pays by bank transfer, PayPal & gift cards
Branded Surveys

Branded Surveys is quickly becoming one of the top survey sites. At up to $5-10 a pop for some surveys and a free 100 points for signing up, it pays to check in daily to see which ones are available to you.

Start Earning

Number one on the list is also the easiest survey site to sign up for.

Once you’re in you can take surveys and get paid at Survey Voices. This is how I am able to make $20 per week by completing surveys on Branded Surveys! Sign up using this link for the highest paying surveys. 😉

All you need to do is instantly qualify, then view exclusive offers in exchange for your opinions and get access to paid surveys, clinical trial opportunities, and part-time work offers.

Who doesn’t want to make $20 a week? Survey Voices is looking for people to tell major brands what you think about their products and services. And they pay well.

Visit Branded Surveys

21. Earn $20 fast with Survey Junkie

Additional ways to earn up to $100
Survey Junkie

Survey Junkie is one of the highest-paying survey sites available. Earn up to $3 per survey with one of the highest-paying survey sites on the web.

Start Earning Survey Junkie Review

Survey Junkies interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.

Oh, and Survey Junkie also has an 8.9/20 rating on TrustPilot — the highest of any online survey company.

Need more info? Check out our Survey Junkie review.

This is one is the more reputable survey companies out there and I use it often.

Visit Survey Junkie

22. Make $5 right now with InboxDollars

$5 sign up bonus
InboxDollars

InboxDollars offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards.

Start Earning

Earn cash, not points. InboxDollars pays members to read emails, take surveys online, playing games, and search the web!

Overall, Inbox Dollars is super easy to navigate.

I’ve tried other paid survey sites and just end up overwhelmed.

It also does a nice job of breaking down the offers into categories.

And you’ll always see the amount of money you’ve earned at the top your window, which is exhilarating!

Right now they are offering a $5 cash bonus just for joining.

Visit InboxDollars

23. Make 20 dollars fast with Swagbucks

Earn around $50 to $1,000 per year
Swagbucks

Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

Start Earning Swagbucks Review

Who doesn’t love Swagbucks? Here you can make 20 instantly online.

This app lets you earn money in so many ways like taking surveys, shopping online or playing games, but many of my readers love racking up SB (Swagbucks) watching videos in their spare time.

You can cash out your SB as gift cards to hundreds of merchants or get your cash by PayPal.

Need more info? Check out our Swagbucks review.

Many claim this to be one of the easiest money making app sites.

Visit Swagbucks

24. Make 20 dollars fast with MyPoints

$10 sign-up bonus with your first purchase
MyPoints

MyPoints pays you when you shop online at your favorite stores and delivers the rewards through free gift cards. You can also earn $1 on average per survey you complete. Offers over 10 different ways to earn money. Pays by gift cards, PayPal & travel miles.

Collect Your $10 Free Gift Card

For those still wondering how can I get 20 PayPal now or how to get 20 fast on Cash App then you should learn about MyPoints.

MyPoints rewards its members for online activities such as reading emails, playing games, online surveys, printing out coupons and more.

They pay their members using their own currency known as “Points”.

These points can be redeemed for online gift cards, cash via Paypal, and travel miles, etc. The minimum payout amount for most rewards is $20; however, PayPal payments start at $25.

Redemption times for your awards vary. When you redeem your points for cash via Paypal, the request is usually processed within 4-5 days. For other prizes, the wait time varies.

Visit MyPoints

25. Earn $20 with Opinion Outpost

Get paid to take online paid surveys with Opinion Outpost if you want to learn how to get 20 dollars in 5 minutes.

Here, you’ll take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more.

For each survey you complete, you’ll earn money. Start sharing today to get your hands on top rewards, including cash payouts!

At Opinion Outpost, they’ve  created a thriving community where anyone can sign up to the online survey platform and get rewards for their opinions. They work with partners all around the world who want to know your opinions, and they know how much they’re worth!

Visit Opinion Outpost

Make $20 Fast with a Sign Up Bonus

A ton of people are searching online for the fastest ways to make $20 fast online. Well, look no further, because if you wanted more ways on how to make 20 dollars fast and quickly besides these free money making ideas, there are more ways to make money online.

3 App Bonuses to Consider

If you didn’t claim your app bonuses already, don’t forget to check out the best sign up bonuses below to earn extra cash:

  • Acorns: Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.
  • TradeStation: TradeStation gives you a $10 bonus (in one of the platform’s supported cryptocurrencies) upon account approval, with no deposit or trading activity required. Testing this offer, I received $10 in bitcoin (BTC) instantly through this link after opening account.
  • Aspiration: Want to get spotted a $150 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Sign up for a few of these so you can earn over $20! If you went through this massive list of how to make 20 dollars fast — you should have come out of ahead!

What are some ways you use to make money fast? Let us know!

Free Money and Free Gift Cards FAQs

How to make 20 dollars fast?

Making 20 dollars online is possible by claiming sign up bonuses, play games for free gift cards that are worth $20 or more, sign up for a bank account and get paid a sign up bonus, join reward sites, get paid to watch videos and shop online, and taking surveys.

Is it easy making money online?

It is easy to make money online and find ways to reach financial freedom. While learning about easy ways to make $20 a day online and other ideas to make $20 a day won’t make you rich. You can earn more money by finding more free money making ideas and save money, invest, and having more money in your wallet.

Are people really winning free gift cards?

It is true, you can win real world rewards and free gift cards by using game apps to win real money. The most popular game apps that pay you for playing games are Blackout Bingo, Mistplay, and Swagbucks. They are available in the Google Play Store and Apple App Store.

Can you really make money by taking surveys?

Taking surveys on the top rewards site like Swagbucks and Survey Junkie is legit and both offer a completely secure website for consumers. On Swagbucks, besides paid surveys, you can create a free account and earn more money on your cell phone watching videos and playing games. They offer cash rewards and a $10 sign up bonus. Both are legitimate websites that’ll pay you for taking surveys.

Earn up to $100 today
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About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

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